Car Insurance in Richland, WA
Looking for affordable and reliable car insurance in Richland, WA? TBE Insurance offers personalized auto coverage tailored to your driving needs and budget. Whether you're commuting across Benton County or cruising down George Washington way, we’ll help you get the protection you need — without overpaying.

​Why Richland Drivers
​Choose TBE Insurance

Local
​Expertise

We understand Washington’s coverage requirements.

Multiple
​Carriers

​Compare quotes from top insurers — all in one place.

​Customized Coverage

Liability, collision, comprehensive, uninsured motorist, and more.

Fast Online
​Quotes

Get matched with the best rates in just minutes.

Call Us Today: (509) 820-7223

Auto Insurance Coverage
​Options in Richland
​At TBE Insurance, we help you navigate Washington state’s car insurance laws and offer flexible options to protect 

Washington State Minimum
​Liability Coverage

All Pasco drivers must carry minimum liability insurance, which includes:
  • Bodily Injury: $25,000 per person / $50,000 per accident
  • Property Damage: $10,000 per accident

This covers injuries or damages you cause to others but does not cover your own vehicle.

Recommended Higher Liability
​Coverage Limits

To increase protection and reduce out-of-pocket costs in case of a major accident, you may want to consider these higher limits:
  • Bodily Injury: $100,000 per person / $300,000 per accident
  • Property Damage: $100,000 or more

These options are especially recommended for families, homeowners, and drivers with substantial assets.

Recommended Full Coverage Options

If you want added protection, especially for newer vehicles or financing situations, consider:
  • Collision Coverage – Pays for damage to your car from accidents regardless of fault
  • Comprehensive Coverage – Covers theft, fire, vandalism, and weather damage
  • Rental Reimbursement – Covers rental car costs while your car is being repaired
  • Roadside Assistance – Help with towing, dead batteries, flat tires, and lockouts

We'll walk you through every option and tailor a plan that fits your driving habits, vehicle value, and financial comfort.

How Much is Car Insurance in Richland?​

Rates can vary based on:
  • Your age and driving history
  • Type of vehicle
  • Credit score and ZIP code e.g., 99352 & 99354)
  • Desired coverage levels

➡️ On average, Richland drivers pay between $65–$145/month depending on coverage.

About Our Agency
Joey Cortez - Agency Owner

Joey Cortez - Agency Owner
Your hard-earned money deserves the best protection. At TBE Insurance Group, we’re dedicated to safeguarding the financial well-being of hardworking Americans. We know how crucial it is to secure a stable and happy future for your family, and quality insurance is a key part of that plan.
​
Serving Kennewick, Pasco, Richland, and surrounding Washington communities, we treat every client like family. Our goal is to provide you with top-notch insurance coverage that gives you peace of mind, knowing your assets are well-protected.

Not satisfied with your current insurance? Let’s find the right solution for you. Reach out to us today!

Get a Fast, Free Quote Today
TBE Insurance makes comparing auto insurance quotes simple. Our agents are based right here in Washington and ready to help:

​Serving Pasco, Richland, Kennewick, and all of Tri-Cites WA
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Talk to us: (509) 820-7223
Email us: [email protected]

Frequently Asked Questions (FAQs)

Yes, Washington law requires liability insurance for all drivers.


Yes! Bundling can save you up to 25%.


We work with specialty carriers to find the best rates for all driver profiles.

​We're proud to represent great insurance carriers like: